Curing defects in the chain of title begins with the examination of the title report. Specifically, “Schedule B” of the title report list the exceptions to title. It should be noted that title exceptions exist in practically every parcel of land within the State of New Jersey. Accordingly, the issue becomes identifying which exceptions are “permitted” and which exceptions are “non-permitted.” The title commitment should contain copies of all instruments that give rise to the exception in order to assist with this determination.
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